Friday, December 16, 2011

How an Attorney can Help Eliminate Debt

A couple years ago, my best friend – or so I thought - lived with me. At first, I thought it was great. We’d go out to dinner or have cocktails and she’d insist on paying, saying she was happy to do it and she was glad I’d let her move in. All was hunky-dory. Until I found out why she was so glad to pay.

The credit cards were in my name. I didn’t discover that little fact for nearly a year. I was angry. I was hurt. I was wounded. I wanted revenge. I planned to rip her limb from limb, and send the limbs to the four corners of the empire.

Thankfully, my true friends talked some sense into me and we went to an attorney. The attorney was quite empathetic, and was able to start on my case. There were police reports and conference calls. Certified letters and harassing phone calls soon followed.

The attorney was able to get some of the credit card companies to recognize the fact that I didn’t take the cards out. He was able to negotiate many of the cards down. A couple of the cards allowed me to pay just the $50 fraud liability. While I don't think I should have to pay them, it's much better than the alternative.

The friend has since moved to Baton Rouge, so now I have to get another attorney in Louisiana.

This post was sponsored by a company that can help you find an attorney in
Louisiana. However, the views and opinions are my own.


DisneyMom said...

I am so sorry to hear this! I can't imagine the hurt you felt.

Kelly said...

Wow, I would be furious about this. I'm glad you worked with an attorney and were able to get the charges removed/knocked down.

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